For most, overseas travel is a rewarding experience. No one plans for things to go wrong, but unfortunately, sometimes they do. Being prepared for such problems is essential, and that's why travel insurance protection is so important.
The majority of holidays run smoothly, but there are risks that come with travelling abroad including the cost of changing or cancelling hotel accommodation, if you lose your passport, or the cost of medical treatment abroad. It's always best to have something to rely on incase something unfortunate does happen, that's where travel insurance comes in to play.
About travel Insurance
Purchase travel insurance for peace of mind
Travel with peace of mind and security to avoid the unexpected. Purchase your single or family travel insurance today and save with great rates from Flight Centre and CHUBB Insurance. Need help to purchase or prefer to book by phone? Simply call one of our specialist travel consultants on 66929778.
Why do we use CHUBB Insurance for travel insurance?
You are able to choose from a range of comprehensive plans, providing the right coverage for just when you need them. Truly enjoy a relaxing vacation knowing that CHUBB will be there to help you in your travel disruptions! CHUBB is available 24 hours a day, 7 days a week so that you can be at ease when travelling.
What is covered with my policy?
- Comprehensive Personal Accident and Overseas Medical Cover
- 24-hour Worldwide Medical emergency assistance hotline
- 24-hour Travel advice Hotline
- Full terrorism cover
- Luggage and travel documents cover
- Journey cancellation and curtailment cover
- Protection against fraudulent use of credit card
- Coverage for home contents while you are away
- Natural disasters cover
- Plus much more!
*Coverage will vary depending on the policy you have chosen.
What does it cost?
Cover starts from a low $8* per trip!
Call 66929778 today and speak with one of our experts!
When is the best time to buy your travel insurance policy?
A policy can be purchased anytime leading up to your departure date. Because CHUBB travel insurance includes cover for cancellation costs on most of their plans and cover starts from the time the policy is purchased. It's a good idea to purchase right away to take full advantage of this benefit. Doing this means if you become ill and unfit to travel before you go away, any non-refundable money paid is covered.
How do I choose the right policy?
When buying any insurance policy you should always carefully consider the Product Disclosure Statement to see if it's right for you. This will give you a full rundown on what you're covered for and more importantly, what you're not covered for. Some things to look out for include:
- Benefit Sub-limits
- Policy conditions
What will I be covered for?
With the level and type of cover varying between them, every travel insurance policy is different. You should carefully consider the Product Disclosure Statement before deciding if the policy is right for you.
No one wants to feel unwell or get injured while they are away, but you don't have to get sick worrying about medical costs. If you purchase a travel insurance policy with CHUBB Insurance you will be covered for overseas hospital, medical, surgical, nursing and ambulance expenses... now that's a relief.
Dental pain is extremely discomforting and often costly to mend, especially overseas. Many policies have a sub-limit for dental coverage that is far less than what the table of benefits indicates, so make sure your travel insurance policy offers an adequate level of dental cover.
Should you become sick or suffer an injury that makes you unfit to travel, you could not only be stuck with expensive medical bills, but also the cost of additional accommodation and transportation costs.
Amendment or cancellation costs
What if you planned your perfect trip, paid your hard earned dollars but could no longer go? There is no need to lose thousands of dollars in cancellation fees when this kind of risk can be avoided with travel insurance. With CHUBB's optional amendment or cancellation cover you only need to pay for the cover you need.
Luggage and travel documents
How much would it cost to replace your valuable belongings? Don't be out of pocket for your lost, stolen or damaged items.
Delayed luggage allowance
If for some reason your luggage is delayed, you will be spared the inconvenience with CHUBB's delayed luggage allowance, which allows you to buy toiletries and a change of clothes while you wait for your luggage to arrive.
Rental car insurance excess
Car accidents are just as likely to occur overseas as they are back home and if you have an accident the rental car agreement suggests you have to pay an excess in the thousands.
What if I'm travelling with kids?
A family holiday can work out to be expensive, but your insurance doesn't have to be. All policies are different. Most of CHUBB Insurance plans offer free cover for children as long they are under 21 and not in full-time employment*. So for an affordable price, you can have the security of knowing your family are in safe hands.
What if I plan on working overseas?
If you're planning a business trip or working holiday, make sure your travel insurance policy offers adequate cover. CHUBB Insurance has a range of policies for both business travellers and travellers who plan on finding work whilst overseas. Whether you are on a tight budget or your looking for a premium policy that includes cover for your new laptop, we can help.
What if I plan on travelling more than once this year?
If you plan on getting away more than once this year, a multi-trip plan could be a cheaper and more convenient option for you. CHUBB's multi-trip policy allows you to enjoy the benefit of unlimited travel insurance cover for one year, for one premium. If you are unsure whether a single or multi-trip plan is best for you, please call 66929778 and a Flight Centre travel consultant can assist you.
Can I extend my insurance whilst I am overseas?
If you purchased a single trip policy through CHUBB and wish to lengthen your trip while you're away, you can call 66929778 to extend your policy. You simply need to contact the agent you purchased the original policy from before it expires and provide them with your new return date. Then a new policy for the remainder of your time away can be arranged. It's as easy as that.
What do I do if I have an existing medical condition?
If you suffer from a medical condition it is important you seek out the right cover. The policies available at CHUBB Insurace automatically cover some medical conditions. If your medical condition falls outside this auto accept list, your condition can be assessed and cover can be provided for an additional premium. If you need further information please call 66929778.
What happens if things go wrong?
If something goes wrong in a foreign county, the experience may be very confusing, complex and costly. Check whether your travel insurance policy gives you access to a 24-hour emergency assistance team. Whether you become seriously ill and need to be hospitalized or simply lose your passport and are stuck, every CHUBB Insurance policy gives you access to a 24-hour Emergency Assistance team. This team can offer you practical support and guide you through your crisis 24 hours a day, 7 days a week, 365 days a year. You can rest easy knowing that with a CHUBB Insurance travel insurance policy, you're never alone in your moment of need.
How do I make a claim?
After purchasing a CHUBB Insurance policy, if you encounter difficulty overseas and wish to make a claim you will need to complete a Claim Form. When filling out the form, take note to provide as much detail and supporting evidence as possible regarding the 'event' you are claiming for.